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how long does it take to close on a house

The type of financing you’re using to purchase your home can help determine the amount of time it will take to close. For Federal Housing Authority (FHA) or conventional loans, the average time to close is 47 days; U.S. Department of Veterans Affairs (VA) loans generally take a bit longer.

Price and condition make a big difference, but other factors can also slow your home sale.

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Closing on a house usually takes place at the title company. Average time it takes to close on a house According to Fannie Mae the average closing time for a new purchase is 46 days, and 49 days for a mortgage refinance.

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One recent study found that closing times are getting longer-on average it now takes 50 days. And while that may seem like an eternity to eager buyers or sellers, there’s good reason this doesn’t happen lickety-split. For one, buyers who require mortgages must finish the loan process and property appraisal.

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From loan approval to closing escrow on a house and recording it in the county office takes an average of 50 days, but getting pre-approved can reduce that time to 30 days. It also depends on.

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