Reverse Mortgage Loan

Buying Property Subject To Existing Mortgage

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Buying a home or real estate "subject to" refers to the property being subject to an existing mortgage or financing that is already in place on the property. Most homeowners agree sell their home "subject to" when they are financially strapped and need a relief from the debt.

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"Buying subject to" means buying a home subject to the existing mortgage. It means the seller is not paying off the existing mortgage and the buyer is taking over the payments. The unpaid balance of the existing mortgage is then calculated as part of the buyer’s purchase price.

How do you go about buying a property "Subject To" an existing mortgage? find answers to this and many other questions on Trulia Voices, a community for you to find and share local information. Get answers, and share your insights and experience.

House sales are mixed, prices rising but more slowly and a boom in mortgage applications. The second is perhaps more.

Buying. subject of this article. When a homeowner applies for a mortgage to purchase another house, since the borrower can permanently occupy only one house, the practice is to view the purchased.

Attorney & Best-Selling Author William Bronchick ( explains how to buy a property subject to an existing mortgage, without qualifying or using.

I was able to get the price I wanted then as well as put money into rehab instead of downpayment. Then when I refinanced I was able to have the option to pull cash out or keep a low monthly payment. I havn’t attempted to purchase a property subject to existing mortgage to keep that financing for a long time.

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